Such as HARP, HomeSteps, Conforming and Conforming High Balance.įHA requires a minimum credit score of 500. Home buyers and home owners have access to mortgages. Offering programs such as HARP, HomePath, Conforming and Conforming High Balance.įreddie Mac requires a minimum credit score ofĦ20 to buy a home or refinance. Their mission is to help ensure that home buyers and home owners have access to mortgages. Each program has a different requirement:Įach program has different requirements for down payment, credit score, property type and loan-to-value.įannie Mae requires a minimum credit score of 620 to buy a home or refinance. There are 6 different types of programs that you may qualify for. Mortgage rates are the lowest in over 50 years according to Freddie Today's mortgage interest rate is 3.25% for 30 years fixed rate. Up the economy through a few key channels namely the housing market Massive bond-buying initiative, Quantitative Easing III aims to prop The Federal Reserve unveiled its third round of stimulus in September 2012.
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